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Should You Convert Your Traditional IRA to a Roth?

Do you own a traditional IRA but think a Roth may be a better option? You’re not alone. The Roth IRA has become an increasingly popular savings vehicle. That popularity is driven largely by its unique tax treatment, which allows you to take tax-free distributions in retirement and leave a tax-free asset for your loved … Continue reading Should You Convert Your Traditional IRA to a Roth?

Debt or Child’s College Tuition: Which is the More Important Financial Priority?

If you’re in your 40s or 50s, you may be at a point in your career when your income is higher than it’s ever been. It’s common for workers to see sizable increases in compensation as they enter the later stages of their career. Their accumulated experience and knowledge help them take advantage of promotions, … Continue reading Debt or Child’s College Tuition: Which is the More Important Financial Priority?

Should You Delay Social Security Past Age 70?

If you’re approaching retirement, Social Security is probably on your radar. You may have heard the conventional wisdom that it’s helpful to delay you filing as long as possible. The longer you wait to file, the higher your benefit is likely to be. You can file for Social Security benefits as early as age 62. … Continue reading Should You Delay Social Security Past Age 70?

Are You Overestimating the Value of Your Business?

Have you ever been in a situation where you learned that others don’t view you the same way that you view yourself? Perhaps in a salary negotiation or an interview for a promotion you learned that your employer didn’t quite view your skills and experience in the same way that you did. Or maybe in … Continue reading Are You Overestimating the Value of Your Business?

Converting Sale of Your Business Into Retirement Income

It’s a major goal for nearly every business owner. You’ve spend much of your adult life building and growing your business. As you get older, you may dream of selling your business and then using the proceeds to fund your retirement. Selling the business is one half of the battle. Many business owners find it … Continue reading Converting Sale of Your Business Into Retirement Income

Is a Deferred Annuity Right for Your Retirement?

Are you in the process of preparing for retirement? If so, you may be exploring the various financial tools available to help you manage your assets and income after you retire. From IRAs to insurance to investment products, you have a broad range of tools and products at your disposal. An annuity is one potential … Continue reading Is a Deferred Annuity Right for Your Retirement?

Mid-Year Checkup: Is Your Business On-Track to Reach Its Goals?

We’re almost halfway through 2017. If you’re like many business owners, you probably had a list of lofty goals at the beginning of the year. January is usually a time for hope, positive thinking, and high-level strategizing. As weeks and months pass by, though, it’s easy to get bogged down in the day-to-day challenges of … Continue reading Mid-Year Checkup: Is Your Business On-Track to Reach Its Goals?

Don’t Let Your Job Change Derail Your Retirement Savings

Are you getting ready to start a new job? Or are you gearing up for a job search? A job change can be an exciting and hectic time. Your new job may offer higher compensation, better hours or a substantial promotion. While a job change may offer many positive benefits, it can also cause a … Continue reading Don’t Let Your Job Change Derail Your Retirement Savings

WHY IT’S NEVER TOO EARLY TO THINK BUSINESS SUCCESSION

Many business owners don’t think about succession because they don’t think it’s relevant at that moment in time. The business owner may be relatively young, or may feel that he or she will work in the business for the rest of their life. Rarely do business owners have that much control over the process. With a business succession plan, however, you can take greater control over your business’s future and plan for events that may force succession earlier than you anticipated. READ MORE