Do you own a traditional IRA but think a Roth may be a better option? You’re not alone. The Roth IRA has become an increasingly popular savings vehicle. That popularity is driven largely by its unique tax treatment, which allows you to take tax-free distributions in retirement and leave a tax-free asset for your loved … Continue reading Should You Convert Your Traditional IRA to a Roth?
If you’re in your 40s or 50s, you may be at a point in your career when your income is higher than it’s ever been. It’s common for workers to see sizable increases in compensation as they enter the later stages of their career. Their accumulated experience and knowledge help them take advantage of promotions, … Continue reading Debt or Child’s College Tuition: Which is the More Important Financial Priority?
If you’re approaching retirement, Social Security is probably on your radar. You may have heard the conventional wisdom that it’s helpful to delay you filing as long as possible. The longer you wait to file, the higher your benefit is likely to be. You can file for Social Security benefits as early as age 62. … Continue reading Should You Delay Social Security Past Age 70?
Are you in the process of preparing for retirement? If so, you may be exploring the various financial tools available to help you manage your assets and income after you retire. From IRAs to insurance to investment products, you have a broad range of tools and products at your disposal. An annuity is one potential … Continue reading Is a Deferred Annuity Right for Your Retirement?
Are you getting ready to start a new job? Or are you gearing up for a job search? A job change can be an exciting and hectic time. Your new job may offer higher compensation, better hours or a substantial promotion. While a job change may offer many positive benefits, it can also cause a … Continue reading Don’t Let Your Job Change Derail Your Retirement Savings